Business Insurance & Employee Benefits in San Francisco Bay Area

Shepherd & Associates is a boutique insurance agency in San Jose helping your business thrive – offering tailored business insurance and cost-effective and comprehensive benefit solutions to businesses in the San Francisco and Silicon Valley Bay Area.

Real people. Personalized service. Trusted partnerships. 

Our Core Services

At Shepherd & Associates, we provide in-depth support from the very start for your business:

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Commercial insurance for liability, property, workers’ compensation and cyber exposures.

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Employee benefits programs including group health, life & disability, dental & vision.

Why Work With Us ?

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Family-owned, San Francisco, Bay Area-based boutique agency—no call-center, just direct access to senior advisors.

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Based on a philosophy of moving beyond transactional interactions to build high trust, value-based partnerships, we deliver premier, hands-on support to companies in the Bay Area and beyond.

Client Story Snapshot

A legal-services firm in San Francisco Bay Area turned to us when they needed both professional liability insurance and a robust employee benefits package. With our help, they streamlined coverage and improved their overall offering for talent acquisition.

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Our Clients Say It Best.

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    Shepherd and Associates (S&A) has provided insurance services to my firm and firm clients for many years. Chris and staff are always professional and efficient. Above all , they listen and proceed accordingly. Castellon Professional Services PC highly recommends S&A for all your insurance needs.


    - Frank C.

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    I highly recommend Shepherd & Associates for your Insurance needs. As a small business owner, it is important that I have trustworthy, informed, and responsive supports, and the folks at Shepherd & Associates are all of this an so much more. On numerous occasions, they have come through quickly and ensured I have what I need.


    - Jen N.

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    I have worked with them for a number of years and they have always been very attentive, helpful, and quick to respond to any questions that I may have. They do an excellent job and I would recommend anyone to give them a call.


    - Andy O.

A STRATEGIC BUSINESS PARTNER FOR BAY AREA

Companies, Non-Profits, and the Public Sector

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WHAT WE OFFER

We offer comprehensive employee and insurance solutions to Bay Area businesses, non-profit and public-sector organizations, including employee benefits and business insurance.

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HOW WE SERVE

Our high-touch service model was founded on the principles of integrity and transparency too often missing in the insurance industry. This model was designed to ensure that every client and employee receives the same quality of service, regardless of company size.

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WHO WE ARE

We are more than benefit brokers, we are your strategic partner and an extension of your human resources team, without being on the payroll. We want to understand every challenge you face and the unique needs of your employees. We then do more than manage services, we become part of your organization, anticipate your needs, and offer proactive solutions for what’s coming next.

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Carrier Partners & Credentials

Our agency partners with top-tier insurance carriers and licensed across multiple states to serve businesses with wide-ranging needs. Benefit from our commitment to compliance and continuous adaptation to regulatory changes, offering best-in-class service with a Silicon Valley touch.

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55+ Years in Business

We’ve been a trusted part of the Los Angeles community since 1969.

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Family-Owned & Operated

No call centers. No endless transfers. Just real people who know your name.

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Service-First Approach

We’ve helped clients through wildfires, lawsuits, and everything in between. When others back away, we lean in.

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Clients Come Back

Many who leave return. Why? Because we treat every policy like it’s our own.

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Licensed in Multiple States

We’re headquartered in San Francisco, Bay Area, with licensure in California, Nevada, Oregon, Washington State, Illinois and Georgia—so whether your operations are local or multi-state, we’ve got you covered.

Our Locations

We Proudly Serve Clients Across

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Let’s Talk

Interested in reviewing your coverage or benefits? Submit your details and one of our San Francisco, Bay Area-based advisors will call you promptly.

  • 408-526-1112