Dental & Vision Insurance for Employees

Dentist showing a patient their teeth in a mirror. They are in a dental office.

Why These Benefits Matter

Offering dental & vision coverage makes a tangible difference for employees—especially in a region like the Bay Area, where lifestyle and screen usage drive demand. For San Jose employers, these programs often provide a strong “perk” without large premiums, improving morale while supporting workplace wellness.

Plan Options for Your Team

Our advisory service helps you select the right dental plan—typically preventive care, basic and major services, and optional orthodontia—and the right vision plan (annual exams, frames/lenses allowance, contacts). We compare HMO vs PPO dental models and major carriers like Delta Dental, VSP and others familiar in the South Bay market.

Offering Value on a Budget

Many small businesses in the South Bay start by offering tiered contribution strategies or voluntary benefits (employer pays a portion, employee pays the rest). We help you evaluate cost-sharing models so you deliver meaningful benefits without stretching your budget.

Dental & Vision FAQs

  • Can we offer dental and vision without health insurance?

    Yes—they can be standalone benefits and are often a great first step for smaller businesses looking to upgrade their benefits package.

  • How much do these plans cost per employee?

    Dental premiums for small groups typically range $20–40 per employee per month, vision often $5–15, depending on scope and network size.

  • Can employees add family members?

    Yes—most group plans allow dependent enrollment; you decide employer contribution levels or allow voluntary groups.

  • What’s the difference between a dental HMO and a dental PPO?

    HMO is cost-effective with more restricted networks; PPO offers broader provider access at higher cost. We help you choose based on your team’s needs.

Give Your Team More Than Just Medical

If you’re looking for low-cost benefit enhancements that employees will actually value, let’s discuss dental and vision plans that fit your company growth and culture.

  • (408) 526-1112