Employee Benefits Solutions for Bay Area Employers

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Why Benefits Matter

In the competitive Silicon Valley market, your ability to attract and retain top talent often depends on the strength of the benefits you offer. Having an experienced partner for employee benefits San Francisco, Bay Area means designing plans that fit your company size, budget and strategic goals—whether you’re a tech startup in Mountain View or a professional firm in Santa Clara.

Our Offerings At A Glance

We help companies build tailored packages that include group health insurance, dental & vision, life & disability plans and retirement options. Whether you have 10 or 500 employees, our San Francisco, Bay Area team negotiates with major carriers, simplifies admin, and keeps your program aligned with state and federal compliance—all without sacrificing the boutique service experience.

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Group Health Insurance

Medical insurance plans for employees (HMO, PPO, etc., including ACA compliance).

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Dental & Vision Benefits

Employee dental and vision insurance offerings.

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Life & Disability Insurance

Group term life, short/long-term disability plans for employees.

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Retirement Plans

401(k) and retirement plan services and guidance for businesses.

Compliance & Strategy

California’s benefits landscape is complex: from state disability insurance and paid sick leave to ACA filing requirements and CalSavers mandates for retirement plans. Shepherd & Associates handles this complexity for you, keeping your focus on your business while your benefits program works behind the scenes.

Benefits FAQs

  • How many employees are needed to offer group health insurance in California?

    Many plans are available if you have as few as two employees; we help you explore your options.

  • Can benefits be offered across multiple states?

    Yes—our multi-state licenses and partner carriers allow benefit programs that span California, Illinois, Idaho and more.

  • What if my budget is limited?

    We can craft voluntary or scaled benefit models that deliver value to employees and control cost for your business.

  • How often should we review our benefits plan?

    At least annually, and especially after a change in employee count, industry mix or competitive landscape.

Let’s Build Your Benefits Program

Ready to upgrade your benefits and make an impact on your team’s satisfaction and retention? Our San Francisco, Bay Area-based advisory team is ready to help you get started.

  • (408) 526-1112